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The Bermuda 20 Dollars is part of the family of notes issued in 2009 to commemorate the Bermuda Monetary Authoritys 40th year of service as well as the countrys 400th year of settlement by British navigator Sir George Somers. The BMA redesigned its banknotes not only to combat counterfeiting but also to have a sense of national pride. This particular banknote has an image of an onion as its prefix. It has also been given a grade of 66 by the Paper Money Guaranty. The obverse of the vertical-oriented banknote features a whistling frog. It also shows Queen Elizabeth II, a lizard, and flowers. On the banknotes reverse is the Gibbs Hill Lighthouse in Southampton Parish, the Saint Marks church in Smiths Parish, a flower, and butterflies. The paper banknote is 136 x 69 mm in size and has an Optiks security thread. Furthermore, it has a watermark that reflects a hibiscus flower, an electrotype sailboat, and Cornerstones.