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This uncirculated 20 Hong Kong dollar banknote was issued by the Standard Chartered Bank in 1985 and signed by Area Financial Controller Mark Waller and Area General Manager William Charles Langdon Brown. It has an orange, black, violet, and green color scheme and measures 144 mm x 72 mm. Its obverse side contains a depiction of the mythical tortoise Ao and an underprint that has a bank logo pattern. Its reverse side shows the Standard Chartered Bank headquarters in the Central District, a lion rampant, and a crowned coat of arms and unicorn rampant. Security features include a solid security thread and a watermark of an allegorical helmeted warrior head and SCB.