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The 20 Kenyan shilling is the only note from the 1988-1995 family of banknotes that maintained the two black horizontal serial numbers with fractional prefixes. This note is a specimen with a Paper Money Grade of 64. Because it is a specimen, it has an all-zero serial number and a diagonal SPECIMEN overprint in red on both sides of the note. Its obverse side contains roses, the second president Arap Moi, and the Coat of Arms of Kenya. The reverse side contains an overview of the Moi International Sports Complex stadium in Kasarani and Mount Kenya. The note has a solid security thread and a lion head watermark, and it measures 146 mm by 76 mm.