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This uncirculated 20 Russian biletov banknote is an investment certificate issued by the MMM Corporation (a Ponzi scheme company) in 1994. It is a brown banknote that measures 150 mm x 70 mm. Its obverse side shows the denomination and the portrait of the MMM Corporation founder, Sergei Mavrodi. Its reverse side depicts the MMM Corporation logo. The note does not have a security thread or a watermark. The details of this note have been verified and TAP Authenticated by Banknote World experts.