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The United Arab Emirates 20 Dirham replacement banknote was issued by the United Arab Emirates Central Bank in 2013. Its obverse portrays the new coat of arms and the Dubai Creek Golf & Yacht Club building. The reverse design features a saker falcon and a dhow with a sail. The 150 x 63 mm note bears a windowed security thread with a demetalized UAE 20. It also carries a watermark that reflects a saker falcons head with an electrotype 20 and a coffee pot. This UAE 20 Dirham replacement bill has been given a grade of 66 by the Paper Money Guaranty.