This 20 Zambian kwacha specimen note is dated 1992 and signed by Bank of Zambia Governor Dominic Mulaisho. It is a green note that measures 142 mm x 70 mm. Its obverse side portrays a diagonal red SPECIMEN overprint, a dove, a tree, the national coat of arms, and a fish eagle. Its reverse side shows a diagonal red SPECIMEN overprint, a kudu antelope, the Freedom Statue, and the State House building. Security features include a solid security thread, an all-zero serial number, and a fish eagle watermark. It is also a gem uncirculated note that qualified for Paper Money Guaranty’s Exceptional Paper Quality, experienced minor handling, and has above-average centering. Thus, it is graded 66 by the Paper Money Guaranty (PMG). The note was demonetized in 2015.